Four Points Financial, Available through LPL Financial (LPL)
Welcome to Four Points Financial! Our mission is to get to know our clients, to help determine their financial goals, and provide innovative guidance and direction in pursuing them. Whether just starting out or already investing and saving, we are here to help plan for your future. At Four Points Financial, available through LPL*, we help clients work towards their financial goals through, retirement planning, education planning and estate planning. We use stocks, bonds, mutual funds, annuities and CD's to help clients build a diversified portfolio designed to address their unique needs. In addition to investments, we help manage risk by offering life insurance, disability insurance and long term care insurance. Our vision is to lead the way by helping our clients as they seek to turn their dreams into reality. Contact us to begin our journey together, fourpoints@fourpointsfinancial.net or 319-758-6164. |
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Michael Schwenker, CLU, ChFC® |
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Newsletters
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The Four-Day Workweek: Is It Destiny or a Distant Dream?
Wider use of artificial intelligence is one reason that the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world.
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Just Your Average Millionaire
The average net worth of U.S. families surpassed $1 million for the first time in 2022, but wealth levels vary greatly by age, housing status, education, and income.
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Accounts for Two: A Team Approach to Retirement Savings
Even if most of a married couple’s retirement assets reside in different accounts, open communication and teamwork can help them craft a unified retirement strategy.
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Two Tax-Friendly Retirement Plans for the Self-Employed
Setting up a retirement plan provides a way to help shelter more income from taxes and save money for the future.
Calculators
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Net Worth
A balance sheet summarizes your assets and liabilities and reveals your net worth.
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Savings Goals
How much do you need to save each year to meet your long-term financial goals?
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
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Retirement Portfolio Lifespan
How Long Will Your Funds Last?